Let's get to a late-breaking item, though, and that is a quality bike available at a bargain—at least, if you are in the market for a practical "urban" bike (that is, I think, the new "third category", after "road" and "mountain".) I don't advertise on this blog, and this is not an ad, just a heads-up on a bike that I'd buy for myself if I needed an urban warrior.
REI has their venerable Transport Bike on sale (must be time for a hardware upgrade) for only $480. This is a bike that has won awards for the best commuter from Bicycling magazine. Internally geared 7 speed rear hub and front dyno-hub. Fenders, rack, lighting, all included. This is one of the very few bikes that I'd take nothing off of. (Well, maybe pedals.) If you're in the market for a practical bike, and especially if you have an REI store in your area (and double especially if you're already a member,) check out this bike. Heck of a deal, but good only, they say, 'til 7 September.